HELP TO BUY
Do you dream of owning your own home or have the ambition to move to a larger property?
ARE YOU STRUGGLING TO SAVE A DEPOSIT OR HAVING PROBLEMS SECURING A SUFFICIENT MORTGAGE?
If the answer is yes, the Government has created the Help to Buy scheme to help hard-working people like you to take steps to buy your own home. Whether you want to get onto the housing ladder or move up it, you can move home with just 5% deposit.
Properties eligible for Help to Buy
Use our mortgage calculator to see what you’d need to borrow and how much your monthly repayments might be
Get an idea of how much you could borrow for a residential mortgage and see what properties you could afford.
You might be able to afford more than you think. Have you considered Help To Buy?
HELP TO BUY CALCULATOR
Get an idea of how much you could borrow for a residential mortgage and see what properties you could afford. Please be aware that this is only an indication of how much you could borrow. The actual amount is based on a number of things – including your salary, credit rating and how much you can afford to repay after all your outgoings are included.
Help To Buy FAQ
The Government lends you up to 20% of the cost of your new home, you will only need a 5% deposit and a mortgage to make up the rest.
A great opportunity for first time buyers who are looking to stop renting and start investing. Now is the time to buy a new build house and to enjoy owning your own home, taking those first steps on the property ladder – we don’t think you will look back!
The Government Help to Buy equity loan is also available to existing homeowners looking to buy a new build home.
Equity loans are available to first time buyers as well as homeowners looking to move. The home you want to buy must be newly built with a price tag of up to £600,000.
You won’t be able to sublet this home or enter a part exchange deal on your old home. You must not own any other property at the time you buy your new home with a Help to Buy equity loan.
Use the Help to Buy affordability calculator to show an example of what the monthly costs could be when buying with Help to Buy Shared Ownership or an Equity Loan.
The property value, mortgage interest rate and length of mortgage can be adjusted to give you an idea of what your monthly repayments might be.
New homeowners share their Help to Buy story with you
A number of Thakeham new homeowners have used Help to Buy – Natalie Harper and her brother bought together in Peacehaven.
Nicky and Rhyan could not believe their luck when they bought a three bedroom new home at Valeside Keep – they didn’t realise that Help to Buy could be used by existing homeowners.
HELP TO BUY
Find out more01403 787323
If you would like to find out more about how Help to Buy could help you buy a new Thakeham home, please contact us and we can explain the Government scheme further.